Yearly solar energy comes from an hour-by-hour model: the PVWatts Version 8 engine (NREL's open solar model) simulates a typical year of real weather at your location with your panel watts, inverter limit, a 96% assumed inverter efficiency and no rear-side (bifacial) gain. With no ZIP, the same model is averaged across the largest city in every state plus DC, weighted by state population. Only if the modeling service is temporarily at its limit does the page say so and fall back to a simple daily estimate: peak sun hours x 365 x system size x production factor, capped at the inverter limit, labeled as not the hourly model. Savings count only the share your home uses: savings = used energy x your electricity rate. Any solar your home does not use earns no savings or export credit in this estimate. Ground mounting assumes a sunny, unshaded 35-degree tilt facing south; a balcony assumes vertical panels on a south-facing railing. The sun hours and production factor below come from the same model and are shown for reference, not editable inputs. Disclosure: this calculator was built by Teresa Russell, founder of OwnWatts, a plug-in solar shop. This is a feedback prototype - no products are sold or linked here.